by Sinan Agacik | Jun 4, 2025 | 401k
Roth vs. Traditional 401(k) Plans: A Comprehensive Comparison by 401k Auditors When saving for retirement in a 401(k), employees can choose between Traditional and Roth contributions. Both offer significant advantages but differ in tax timing, contribution rules, and...
by Sinan Agacik | May 18, 2025 | 401k
Employer 401(k) Matching Contributions: Understanding 401k Auditing Employer 401(k) matching contributions are a cornerstone of many retirement plans, where employers contribute to an employee’s 401(k) account based on the employee’s own contributions. In essence, a...
by Sinan Agacik | May 12, 2025 | 401k
Student Loan 401k: Payment Matching in 401(k) Plans as a Retention and Engagement Tool As millions of employees are burdened by student debt, forward-thinking employers are looking for ways to support their workforce without sacrificing retirement outcomes. One such...
by Sinan Agacik | May 11, 2025 | 401k
Choosing a 401k Audit Firm for Starter 401(k) Plans: A Streamlined Option for Small Employers A Starter 401(k) plan is a simplified retirement plan designed for employers who do not already sponsor retirement plans, offering a way to start a qualified 401(k) with...
by Sinan Agacik | May 3, 2025 | 401k
Automatic 401k Enrollment: A Win-Win for Retirement Saving Automatic enrollment in 401(k) plans has transformed how millions of Americans save for retirement. Instead of requiring employees to fill out forms and opt in, many companies now automatically enroll workers...
by Sinan Agacik | May 1, 2025 | 401k
Impact of SECURE 2.0 Act on 401k Plans The SECURE 2.0 Act of 2022 introduced sweeping changes to retirement plan rules in the United States, building on the original SECURE Act of 2019. The SECURE 2.0 Act provides increased tax incentives for businesses to enhance...
